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Half of Non-Retirees Doubt Full Retirement Is Attainable, Even as Confidence Holds Steady

7/19/2026

The floor beneath any retirement plan is accumulation: enough capital to convert into durable income before the account runs dry.

Thrivent's latest retirement survey finds that nearly three in five non-retirees feel confident they'll have enough money to leave their primary career on schedule.

Nearly half of all non-retirees surveyed, however, doubt they'll ever fully stop working. When confidence and skepticism coexist Those two readings sit in uncomfortable proximity.

A worker can simultaneously believe they'll afford a scheduled exit from their main job and suspect that exit will never be total.

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