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Legacy policy administration systems in U.S.
life insurance were built for a pre-cloud era, and replacing that infrastructure while keeping active policyholder accounts running is the central engineering problem any IT services partner has to address.
HCLTech and The Guardian Life Insurance Company of America announced an expanded seven-year agreement on July 16, 2026, covering AI-powered modernization across Guardian's technology and operations.
HCLTech, which trades on the NSE and BSE under the ticker HCLTECH, describes the deal as a new and expanded partnership with Guardian, identified in the announcement as one of the largest mutual life insurers in the United States.
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