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Pearl Health raises $110 million to scale AI-driven Medicare cost management

7/9/2026

The constraint in Medicare value-based care is straightforward on paper: providers earn shared savings only when per-beneficiary costs land below a benchmark, and closing that gap consistently requires identifying high-risk patients before an expensive episode rather than after.

Pearl Health, a New York-based healthcare technology company that builds AI tools for primary care providers managing Medicare populations, closed a $110 million funding round on July 8, 2026, having already reached profitability in 2025.

The company projects $500 million in gross healthcare system savings and a tripling of its patient base from the 2024 level through the end of 2026.

Profitability before expansion capital Crossing into profitability before raising growth capital is a meaningful sequencing choice in health tech, where long development cycles and payer credentialing timelines routinely push breakeven past the point investors will wait.

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