Lauren Train, Vice President and Actuary for Financial Lines at Crum & Forster, has been named "Cyber Risk Industry Person of the Year – Actuary/Modeler" at the 13th annual Cyber Risk Awards, hosted by Zywave. The honor, announced July 1, 2026, by the Morristown, N.J.-based insurer, singles out Train as one of the standout technical minds shaping how the industry prices and models cyber exposure.
Recognition in a Specialized Category
The actuary and modeler designation is among the more technically demanding distinctions in cyber insurance circles. Where underwriting awards tend to reward commercial instinct, this category recognizes the quantitative work that sits underneath — loss modeling, actuarial reserving, and the probabilistic frameworks that determine whether a cyber book is actually priced for the risk it carries. Train's selection at the 13th running of these awards reflects a peer judgment that her contributions have moved the needle on that discipline within Financial Lines.
Crum & Forster's Financial Lines Seat
Crum & Forster operates across specialty insurance lines, with Financial Lines covering the professional and cyber products that have drawn the sharpest scrutiny from reinsurers and regulators alike as loss experience has matured. An actuary at the VP level in that unit sits close to the decisions that determine aggregate appetite and portfolio construction — the kind of work that shapes a carrier's posture well before an underwriter quotes a policy.
Why the Zywave Platform Carries Weight Here
Zywave runs the Cyber Risk Awards as part of its position as a software and data provider embedded across the brokerage and carrier ecosystem. The 13th annual iteration means the program has tracked the field through the full arc of ransomware escalation and the subsequent market corrections. Recognition from that platform carries some implicit cross-industry validation, drawing nominations and judges from both the carrier and distribution sides of the market.
The source material for this item is limited to the award announcement; additional detail on Train's specific modeling work or C&F's cyber portfolio positioning was not provided.