The two costs that have historically kept small European retail investors at arm's length from exchange-traded funds are the minimum ticket size and the per-transaction fee. Mintos, the Berlin-based multi-asset investment platform, is removing both. Starting today, the platform gives investors access to more than 1,000 ETFs from €1, with zero transaction fees and no custody charges.

What the €1 floor changes in practice

The mechanics are worth a moment. At a €1 minimum, an investor can enter a position and add to it in increments sized to actual monthly savings behavior, without waiting to clear a conventional entry threshold. The zero transaction fee removes the fixed cost that would otherwise penalize small positions relative to large ones on every trade.

The ETF catalog covers the most popular funds among European investors, according to Mintos. The company describes itself as a multi-asset investment platform for long-term wealth building, and the ETF addition extends that catalog beyond the asset classes the platform already supports.

Where Mintos sits in the European retail stack

Mintos is headquartered in Berlin and operates across Europe. The platform is pitching the ETF launch as an expansion of its multi-asset approach for long-term savers. With more than 1,000 funds available and a €1 minimum, the offer targets investors who previously found the entry costs on conventional platforms prohibitive. The full catalog is live as of today.

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