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Strivve targets the AI agent checkout layer with top-of-wallet positioning for card issuers

7/18/2026

In payments, the default card on file drives a disproportionate share of transaction volume.

Agentic commerce shifts that dynamic: when an AI assistant completes a purchase autonomously, the credential selection happens before the merchant checkout screen ever loads.

Strivve is now offering card issuers, from the largest banks down to community credit unions, the infrastructure to place their cards as the default at that earlier decision point.

The constraint the new category creates The "top of wallet" concept in card payments refers to which credential sits first in a consumer's hierarchy of payment choices.

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